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Disputes

Every dispute,
understood and prepared.

Shopify Payments chargebacks and Ethoca / Verifi alerts in one place. The AI reads the order, the package, the support conversations and the emails, tells you whether it's worth fighting, and prepares the response field by field.

Shopify Payments + chargeback.ioThresholds Visa 0.9% · Mastercard 1.5%No missed deadlines
Dispute won#10322 · €89.90 recovered
unlimited-scale.com/app · Disputes › Dashboard
Total cost€2,140▼ 18%
Money at stake€1,260
Chargeback rate0.42%
Win rate64%
Chargeback rate vs card thresholds
Visa 0.9%MC 1.5%
0%2%
Why they dispute (AI)
Slow delivery to one countryAvoidable38%
Card fraudNot avoidable27%
Late support replyAvoidable19%
Disputes To respond · 3
Chargeback#10451 · Not received72%€89.902 j
Inquiry#10433 · Unrecognized48%€129.009 j
Ethoca#10429 · Alert · refundedAlert€59.90—
Verifi RDR#10418 · Alert · refundedAlert€74.80—
Chargeback ×2#10402 · Fraud18%€158.0011 j

Illustrative preview · sample data

The case

The AI reads everything the platform knows.

The order, the IP and addresses, the package scans, the fulfillment cases, the support conversations, the email profile, previous disputes, your policies. Then it gives a verdict, and the response ready to paste into each of Shopify's evidence fields.

  • Why: the cause, avoidable or not, and the signals that led there.
  • Fight or accept, with the chance of winning.
  • So it doesn't happen again: fixes by area (shipping, product, support, payment).
Disputes › #10451 · Not received
72%
Worth fightingDelivered and signed for, customer stayed in touch with support
What the AI read
10/02 Order · consistent IP and address
10/03 Processed · 10/04 first scan
10/13 Delivered · USPS
10/14 2 conversations with support
10/21 Dispute opened
CopyAdditional informationThe order was delivered on October 13 to the address provided by the cardholder…
CopyShipping documentationCarrier tracking shows delivery confirmation by USPS…
The whole Disputes area

What it costs you, and how to stop it.

Disputes and alerts together

Shopify Payments chargebacks and inquiries, Ethoca, Verifi CDRN and Verifi RDR alerts via chargeback.io (hourly sync) or CSV import with no duplicates.

The real cost

Amounts lost, dispute fees, refunds and alert fees, minus what comes back from won disputes. Negotiated alert prices, dated.

Deadlines

A banner as soon as a response is due in less than 3 days. Filters: “to respond”, “in progress”, won, lost, by cause.

Trends and actions

“Find trends” groups the causes that keep coming back over the period and suggests priority actions, with their impact.

Detailed analytics

Cost day by day, and the breakdown by type, by cause found by the AI, by bank reason, by country and by product (with its rate).

The whole operation responds

A label in fulfillment, a cancellation case for the agent if the order hasn't shipped, a callout in support, exclusion from email campaigns and flows.

Sample scenario

The rate is nearing the Visa threshold

A brand sees its chargeback rate climbing toward 0.9%.

  1. “Find trends”: one product to one country accounts for most of the “not received” cases.
  2. Fulfillment confirms a slow carrier for that country.
  3. Action: switch carriers and turn on tracking emails at every step.
  4. RDR alerts refund before the dispute during the transition.
Sample scenario

Respond in five minutes

An “unrecognized” dispute comes in with 9 days to respond.

  1. The case is already analyzed (automatic AI analysis).
  2. “Respond in Shopify” opens the order in your admin.
  3. Click each card to copy, paste into the field with the same name, review, save.
  4. Back in the case: Mark as handled.
Connected to everything else

A dispute is never isolated.

It comes from a package, a conversation, a product. That's why the analysis is better when everything is in the same database, and why the cost ends up in your profit.

Compare
FAQ

Frequently asked questions.

Why paste the response into Shopify myself?

Shopify doesn't let apps submit dispute evidence for you. The AI prepares each field; you paste, review and save. Shopify sends the bank whatever is saved at the deadline.

Are the responses in English?

Yes: they're meant for the customer's bank, and English is the safest language. Always review them before saving.

How is the chargeback rate calculated?

Per Shopify Payments transaction, like the card networks. It only counts real chargebacks, never alerts, and is compared to the Visa (0.9%) and Mastercard (1.5%) thresholds.

Do I need chargeback.io?

For Ethoca and Verifi alerts, yes (API key, or CSV import from your account). Shopify Payments disputes come in on their own with the Shopify sync.

Ready?

Fewer disputes, more wins.

Connect Shopify Payments, and your alerts account if you have one.

A question? Message us+971 50,460 5343